How To Obtain Medical Insurance When Traveling Overseas

By Oprah Thompson


If you love to travel but are worried about getting sick overseas, there is now medical insurance available for traveling. Gone are the concerns that an illness away from home will incur major bills for medical treatments. Or that you may have to pay upfront for any kinds of medical bills or related expenses.

Medical insurance is available that will give you the protection you need when you go overseas. Depending on the policy you have selected, it goes into effect starts from 15 days to 12 months. You will have the coverage you need when you need it.

There are policies with coverage from $50,000, $100,000, $250,000, $500,000, and even $1,000,000 up to choose from. The come with a variety of different options to suit your needs.

This includes routine medical check-ups, dental visits, and surgery. This type of coverage doesn't include a medical exam and there is no age limit to use this type of international medical coverage. It only requires a passport.

Some policies allow for emergency medical evacuations. This is when you need immediate attention or to be transferred to another hospital for treatment. This policy will keep you covered.

So, if you were receiving medical treatment in foreign country and then need to go back home to receive more care your policy will cover it. If you buy insurance that provides for emergency medical evacuation you will be insured for up to $100,000 in expenses.

Long term care after an illness is also addressed in an emergency reunion policy. It will cover your travel and lodging expenses. You may be eligible for as much as $10,000 in coverage.

In the unfortunate event that you die while in another country, a policy with an repatriation of remains clause will cover all the expenses of bringing your remains back to your home country. This can cover up to $20,000 in travel expenses.




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